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California Medicare Insurance

California Medicare insurance gets a bad rap as something that is difficult to understand.  The truth is that CA Medicare is a great program that is pretty easy to grasp once you break it down into smaller parts.  You can get a set of quotes for Medicare California insurance by filling out the form at the top of this page.  If you want to learn more about Medicare in California then put all that mail you just received from those fifty companies in the trash and we will walk through a good understanding of California Medicare.

California Medicare Parts and Plans

The most confusing part of CA Medicare is that there seems to be some people talking about parts and others talking about plans.  For now let’s not talk about plans because they are very different than the parts of CA Medicare.  The three parts of Medicare CA are:

Part A – Covers inpatient hospital visits and skilled nursing care.  Hospice care is also included with this part of Medicare in California

Part B – Designed to help with the cost of out-patient procedures and doctor’s visits.

Part D – The newest of the three and it helps with prescription drug coverage.  You can learn more about California Medicare Part D HERE.

Medicare plans are private insurance that either replaces or supplements your Medicare CA coverage.  So when you hear “plans” you should think, “That is not part of my Medicare insurance California policy.”

So Do I Need a Plan to Go Along with the Parts?

For most people the answer to this question is YES.  The California Medicare plans make it easier for you to handle both the everyday expenses of wellness care as well as the large expenses were you to have a medical emergency and had to use your Medicare California coverage.    There are very specific coverage gaps in CA Medicare that can be a burden for seniors since so many of them are on a fixed budget.  By adding one of the plans for Medicare CA you can get rid of these coverage gaps and make sure that you do not have any unexpected bills.

How Do I Get Started?

Our team at CaliforniaMedicare360.com is dedicated to helping seniors understand more about their Medicare in California options.  We specialize in helping people sort through all the mess and find the right mix of Medicare CA parts and plans for their needs and make sure their fully aware of their California Medicare eligibility.  To get started contact us by filling out the form on this page.  If you have any questions about Medicare in California or if there is any way we can serve you please let us know.

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